LIMITED-TIME OFFER
Drive Into Summer With a Better Rate
This Independence Day, enjoy more freedom on the road with a limited-time 3.99% APR* fixed-rate auto loan from MassMutual Federal Credit Union. Whether you're purchasing a new ride or upgrading your current vehicle, this special offer can help you secure a competitive rate and predictable monthly payments.
Available July 1–10, 2026 for qualifying 2021 or newer vehicles
LIMITED-TIME OFFER
Drive Into Summer With a Better Rate
This Independence Day, enjoy more freedom on the road with a limited-time 3.99% APR* fixed-rate auto loan from MassMutual Federal Credit Union. Whether you're purchasing a new ride or upgrading your current vehicle, this special offer can help you secure a competitive rate and predictable monthly payments.
Available July 1–10, 2026 for qualifying 2021 or newer vehicles
HOW IT WORKS
Simple Financing.
Limited-Time Savings.
- Review the details of our special 3.99% APR* offer.
- Confirm eligibility for your vehicle and financing needs.
- Submit your application between July 1 and July 10, 2026.
- Complete funding within 30 days.
*APR = Annual Percentage Rate. Promotional rate is available for a limited time only (July 1, 2026 to July 10, 2026). Terms up to 72 months, subject to credit approval. Auto loan application must be received during the promotional period. Funds must be distributed in 30 days. Rates, terms, and conditions may vary based on creditworthiness, vehicle type, and collateral. No other discounts apply. Offer may be withdrawn at any time. Credit and income requirements apply. Loan approval is based on individual creditworthiness, including credit history, income verification, and ability to repay. Federally insured by NCUA.
WHY MMFCU?
Financing Designed Around You
When it comes to financing your next vehicle, you deserve more than a great rate. At MMFCU, you'll find straightforward lending, personalized service, and a team committed to helping you make confident financial decisions.
- Competitive fixed-rate financing
- No application fee
- Terms up to 72 months
- Local service from a trusted credit union
- Convenient digital banking tools
WHY MMFCU?
Financing Designed Around You
When it comes to financing your next vehicle, you deserve more than a great rate. At MMFCU, you'll find straightforward lending, personalized service, and a team committed to helping you make confident financial decisions.
- Competitive fixed-rate financing
- No application fee
- Terms up to 72 months
- Local service from a trusted credit union
- Convenient digital banking tools
WHO THIS IS BUILT FOR
Summer Vehicle Shoppers
This promotion is ideal for members and eligible MassMutual community borrowers who are shopping for a vehicle, comparing dealership financing options, or looking for predictable monthly payments. It may also be a good fit for shoppers purchasing model year 2021 or newer vehicles.
FAQs
What vehicles qualify?
Eligible new and used vehicles with a model year of 2021 or newer.
Who qualifies for the promotional rate?
The 3.99% APR* offer is available to well-qualified borrowers, subject to credit approval.
When does the promotion end?
Applications must be submitted between July 1 and July 10, 2026.
How long do I have to complete funding?
Approved loans must be funded within 30 days.
Is there an application fee?
No. There is no application fee for this promotion.
*APR = Annual Percentage Rate. Promotional rate is available for a limited time only (July 1, 2026 to July 10, 2026). Terms up to 72 months, subject to credit approval. Auto loan application must be received during the promotional period. Funds must be distributed in 30 days. Rates, terms, and conditions may vary based on creditworthiness, vehicle type, and collateral. No other discounts apply. Offer may be withdrawn at any time. Credit and income requirements apply. Loan approval is based on individual creditworthiness, including credit history, income verification, and ability to repay. Federally insured by NCUA.
