MassMutual Federal Credit Union

A Seasonal Perk, Just for Members

The holidays shouldn’t come with financial stress–and they definitely shouldn’t come with high-interest debt.


Borrow up to $2,500 at just 6.99% APR* for 12 months–a limited time offer to give you a little extra breathing room this season.

Find the Loan That Fits You
Couple shopping during the holidays.
MassMutual Federal Credit Union

A Seasonal Perk, Just for Members

The holidays shouldn’t come with financial stress–and they definitely shouldn’t come with high-interest debt.


Borrow up to $2,500 at just 6.99% APR for 12 months–a limited time offer to give you a little extra breathing room this season.

Couple shopping during the holidays.

Your Wallet Could Use
A Holiday Too

Low Rate. Zero Gimmicks. Just for Members.

From gift giving to travel plans, we know the seasonal spending can add up quickly. That’s why we’re offering a special Holiday Loan exclusively for MMFCU members:

6.99% APR* 12-month term Up to $2,500

Your Wallet Could Use A Holiday Too

Low Rate. Zero Gimmicks. Just for Members.

From gift giving to travel plans, we know the seasonal spending can add up quickly. That’s why we’re offering a special Holiday Loan exclusively for MMFCU members:

6.99% APR 12-month term Up to $2,500

Just another reason
it pays to be a member.

Offer valid November 3, 2025 to December 31, 2025.

Apply for Your Holiday Loan

Just another reason it pays to be a member.

Offer valid November 3, 2025 to December 31, 2025.

Apply for Your Holiday Loan

No (white) elephants in the room.

Here’s what you need to know.

Who is eligible for the holiday Loan?

This offer is only available to MMFCU members in good standing who meet our standard credit and income requirements.


Can I use the Holiday Loan for anything?

Yes! Use it for gifts, travel, celebrations, or even to consolidate higher-interest holiday expenses.


What is the maximum I can borrow?

You can borrow up to $2,500 at the promotional rate of 6.99% for a 12-month term. If you need to borrow more than $2,500, please consider a personal loan, home equity loan, or home equity line of credit.


Are there any fees?

Nope! No annual or application fees apply.


How long do I have to apply?

Applications must be submitted no later than December 31, 2025, and signed by January 31, 2026.

No (white) elephants in the room.

Here’s what you need to know.

Who is eligible for the holiday Loan?

This offer is only available to MMFCU members in good standing who meet our standard credit and income requirements.


Can I use the Holiday Loan for anything?

Yes! Use it for gifts, travel, celebrations, or even to consolidate higher-interest holiday expenses.


What is the maximum I can borrow?

You can borrow up to $2,500 at the promotional rate of 6.99% for a 12-month term. If you need to borrow more than $2,500, please consider a personal loan, home equity loan, or home equity line of credit.


Are there any fees?

Nope! No annual or application fees apply.


How long do I have to apply?

Applications must be submitted no later than December 31, 2025, and signed by January 31, 2026.